SnoWise Chatel Ski Holidays and Summer Holidays in the Alps

Prices Booking & Insurance Winter 2007/08

Prices for studios and apartments are inclusive of electricity. Prices for self-catered chalets are exclusive of electricity; this is charged separately in euros at standard EDF rates.

Catered Prices include:
Transfer to and from Geneva**
Accommodation in a twin or double room
Breakfast
Afternoon Tea
Four course evening meal on 6 nights wine and coffee with evening meals
Use of Sauna
Wireless internet access
Ski companion service**
Use of safety helmets for children**
welcome party**
all linen and towels
taxe de sejour (tourist tax)
Minibus service within the resort

**also included with self catered holidays

Reductions Catered:
Children under 12 yrs sharing a room with their parents:50% reduction.
Children under 14 yrs sharing a room with their parents: 25% reduction.
Children under 2 yrs: no charge but parents are requested to provide their own baby food.

Discounts (all holidays) :
If booking two weeks please deduct £10.00.
If you had a Snowise Holiday in 2006 or earlier this year please deduct £10.00.
Please deduct £40 per person if transfer not required**

Booking:
Please phone 01354 741403 to check availability and make a provisional booking.
Complete the booking form and send it, together with a 20% deposit, to arrive within 7 days.
We shall send you a confirmation invoice / receipt.
Final balance will be due 10 weeks before departure.
Final Details will be sent with the final invoice.
Ferry tickets are to be collected at the port.

Ferry:
Please telephone our office for details of special rates for Snowise clients.

Insurance
We consider it essential to be well insured before embarking on a winter sports holiday - in fact we consider it so important that we will not accept your booking if you are not insured. We have arranged a special insurance package with Fogg Travel Insurance Services Ltd (underwritten by members of the Association of British Insurers) who are regulated and authorised by the Financial Services Authority (FSA). This includes the Fogg Travel MEDI-CARD enabling you to ski with the knowledge that all your rescue, transportation and medical bills will be automatically taken care of (you pay the policy excess). A full copy of the insurance certificate will be sent with your confirmation of booking. As with most insurances, you are only insured for an event which occurs after you have purchased the cover. Please therefore carefully read the paragraph headed ‘Pre-Existing Health Conditions’ under the Important Notice section.
MONEY BACK GUARANTEE: It is essential that you read the insurance certificate. If for any reason it is not suitable for you, you may return it for a full refund, provided you return it within 14 days of receipt and you have not travelled or have made a claim.
IMPORTANT NOTICE: Under the Association of British Insurers General Business Code of Practice, we have to bring to your attention some of the important features of your travel insurance policy. These details are not a substitute for your insurance policy. Please ensure you read your policy carefully.
Conditions and exclusions: There are conditions and exclusions which apply to individual sections and general conditions, exclusions and warranties which apply to the whole policy.
Medical Expenses: You should carry an E111 or equivalent and use this at state facilities when travelling within the European Union.
Pre-Existing Health Conditions: If you, or any other person who is travelling, have ever had treatment for any heart or circulatory condition, a stroke or high blood pressure, any breathing condition (including asthma), any type of cancer, any type of diabetes, any psychological condition, any existing injury or other serious or re-occurring medical condition, any condition requiring long term prescribed medication or if you are receiving or awaiting investigation for any medical condition you must advise the Medical Referral Helpline as per the policy terms to see if additional cover is available. Insurers reserve the right to impose terms. You will receive confirmation in writing of their decision.
Property Claims: These claims are paid based on the value of the goods at the time you lose them and not on a ‘new for old’ or replacement cost basis unless otherwise stated in your policy. Your policy will set out what proof the insurer needs to support a claim.
Policy Limits: Most sections of the policy have limits on the amount the insurers will pay under that section. Some sections also include inner limits e.g. for any one item or for valuables in total.
Policy Excesses: Claims under most sections of the policy will be subject to an excess. Where there is an excess, you will be responsible for paying the first part of the claim.
Reasonable Care: You are required to take all reasonable care to protect yourself and your property and to act as though you are not insured.
Relevant Facts: You must tell the Insurers or ourselves before you travel about anything which may affect your cover. This information must be complete and accurate. If you are not sure whether something is relevant you should tell us anyway. You should keep a record of any information you give us. If you do not tell the Insurers about something that is relevant your cover may be refused and the Insurers may not cover any related claims.
Complaints: The insurance policy includes a Complaints Procedure which tells you what steps you can take if you wish to make a complaint.
Hazardous Activities: The policy may not cover you when you take part in certain hazardous activities e.g. paragliding.
The contract will be subject to English Law unless otherwise agreed.

Discription of cover	Limit per ins.person
Cancellation Departure delay Delay abandonment Missed Departure Weather extension Piste closure Personal possessions Single article / valuables limit Delayed possessions Ski equipment Single / set limit Hired skis Ski hire charges Personal money Cash limit Loss of travel documents Emergency medical expenses Hospital benefit Unused Ski Pack Personal liability Personal accident Legal expenses	£5000 £100 £5,000 £500 £350 £250 £1,500 £300 £150 £700 £500 £350 £150 £500 £250 £200 £5,000,000 £500 @ £20 per day £200 £2,000,000 £25,000 £10,000

PERIOD	Per Person	Per Couple	Family Cover
5 days 10 days 17 days 24 days 31 days Add. weeks Annual Cover	£33.64 £39.09 £45.50 £51.53 £54.44 £17.81 £74.00	n/a n/a n/a n/a n/a n/a n/a £98.00	£ 84.10 £ 97.73 £113.75 £128.83 £136.10 £44.53 £112.50

Age Limit and Loading
Premiums apply to those less than 65 years. Clients aged 65 to 84 years can be insured for double the standard premium.

Excesses

Medical Expenses Cancellation (inc. travel delay) Loss of Deposit Baggage , Ski Equipment Money, Loss of Passport Liability, Legal Expenses

£50.00 £50.00 £50.00 £50.00 £50.00 £250.00

Annual European Cover
Cover is 31 days any one trip. These rates include 17 days wintersports in any one year. Maximum age is 64 at date of issue. If worldwide cover is required or you wish to extend the number of days skiing to 31 days in any one year (limited to 17 days any one trip) please ask for a quote. Please contact us for further details on all policies
Fogg Travel Medi-Card
You will receive with your insurance documents the Medi-Card to wear with your ski pass. Recognised throughout the Alps it gives policy and emergency telephone numbers so there is no need to carry your policy on the slopes.
Off Piste : Off piste skiing / snowboarding is included provided you act reasonably and do not ski in a closed or avalanche risk area. If not skiing with a guide or instructor, always check that the area is suitable for a skier at your level.
Snowboarding
You can snowboard with peace of mind knowing you are covered and can even claim for lost or damaged boards under the ski equipment section.
Geographical Limits
The premiums quoted are for Europe. Annual world-wide cover is available; please ask for details of premiums.
Family Cover : 2 adults, including common law (under 65 years) and any of your children under the age of 18 at time of departure all living at the same address.